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MZ Physical Therapy participates with the following insurance companies:

AETNA
BLUE CROSS/
   BLUE SHIELD
CAREFIRST
MEDICARE
WORKERS COMP
AUTO ACCIDENTS


We participate with all other insurances as out-of-network.  We file claims to these companies and accept their allowed payments.  We do not collect payments upfront from the patients other than co-pays, co-insurance, or deductibles .